About.
It's a challenging job being a CEO of a Credit Union. You have all the challenges of large banks but few of the resources...
So are you an innovator?
What percentage of your revenue comes from products or services launched within the past three years?
Many credit unions are struggling to attract and retain members, in fact, even prior to the Covid pandemic, 48% of federally insured credit unions saw their membership numbers decline over the previous 12 months.
Credit unions that don't focus on filling their innovation pipeline risk the downward spiral of an ageing portfolio of products and declining membership.
We would love to help you to fix that...
Coming soon from OpFin, a plug-and-play innovation platform for credit unions that want a cost-effective, low risk way of creating, testing and launching new products and services.
- Use our curated tool-stack to quickly prototype and test your ideas with your target market
- Save time with our proven innovation process templates or create your own
- Get expert help where you need it through our regular workshops
- Choose from your private space or tap into the creative ecosystem to kickstart your innovation

Fred Kelly
Partner
In addition to his work with credit unions at OpFin, Fred leads the start-up accelerator program at guil Ventures and advises start-ups at UDD Ventures.
As CEO, Fred led the turnaround of Conister Bank and worked in many areas of banking (including mergers & acquisitions, corporate, asset and leverage finance) in Australia, Chile, the Netherlands and the UK

Jonathan Woods
Partner
Financial services process engineer having worked in PricewaterhouseCoopers, Deloitte and Commonwealth Bank.
Jonathan has deep expertise in Technology Risk, Enterprise Risk Management, Internal Audit, and Operational Risk Management
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Chris Gifford
Partner
Credit risk modelling expert. Chris has held the roles of Chief Credit Officer, Chief Risk Officer and lead credit rating analyst. He was also senior manager at the Office of the Superintendent of Financial Institutions of Canada (OSFI), manager internal risk ratings systems for SunLife and a credit rating analyst at DBRS. Chris possesses highly developed data science skills, applied to uncovering risk insights and building risk rating and pricing models